Net Worthiness

What is more important having more Net Worth or more Net Worthiness.?   I opened my year end statement and I am worth more money than I thought.  It really kinda made me smile.  Then I thought about it.  Am I worth the same amount of money dead as I am a alive?  If not why not?  If so..why?  This is a total brain teaser. I am not sure how to feel know to the exact dollar amount that Diya Miller is worth?